Area guide · Seminole County, Florida
Oviedo, FL homes for sale and real estate
Zoya Solovyeva, REALTOR®, works with buyers and sellers in Oviedo and the nearby Seminole County towns, in English or in Russian.
English and Russian · Olympus Executive Realty · Client reviews
01At a glance
Oviedo in six facts
Oviedo is a city of about 41,000 people in Seminole County, Central Florida, 27 minutes northeast of downtown Orlando without traffic. Homes in Oviedo sold for a median $489,762 in the three months to September 2026, 5.8% less than a year earlier. Most are detached houses, and half were built in 1997 or later.
Sources: U.S. Census Bureau, Vintage 2025, Redfin (3 months to September 2026) and the American Community Survey 2020 to 2024.
- County
- Seminole CountyThe whole city is in Seminole County. Population 41,317 (estimate for July 1, 2025), up from 40,059 at the 2020 Census.U.S. Census Bureau, Vintage 2025
- ZIP codes
- 32765, 3276632765 covers about three quarters of the city’s land. But most land in both ZIP codes lies outside city limits, so check the parcel, not the mailing address.Census 2020 ZIP code areas
- Public schools
- Seminole County Public SchoolsThe zoned school depends on the exact street address.Check an address in the SCPS School Zone Search
- Drive, without traffic
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- Downtown Orlando 27 min
- UCF main campus 13 min
- Airport (MCO) 39 min
- Median sale price
- $489,7625.8% below a year earlier. Homes took a median 45 days to sell and sold at a median 97.8% of list price.Redfin, 3 months to September 2026
- Highway
- SR 417, a toll roadThe Seminole Expressway runs along the west side of the city, with interchanges at Aloma Avenue (SR 426), Red Bug Lake Road and SR 434.Florida’s Turnpike map, March 2025
02Client reviews
What clients say about working with Zoya
Three Google reviews about Zoya’s work in general; none of them is about a home in Oviedo. Each is quoted exactly, and “…” marks every cut.
“Very energetic professional Very Honest she will explain everything in detail. Strongly recommend her without any hesitation!”
“…Zoya made it clear that their top priority was to help me sell my home quickly and at the best possible price. … She took the time to thoroughly evaluate my home and its unique features, and they used that knowledge to create a targeted marketing plan that highlighted my home's strengths and attracted the right buyers. …”
A seller’s review written while the home was under contract, before closing. It does not say where the home was.
“Zoya did an amazing job to get me the best deal for my condo! She is very diligent and responsive! …”
03The Orlando Atlas · Oviedo
A big lake to the north, a toll road to the west and trails in between.
Oviedo lies east of SR 417 and south of Lake Jesup, with Winter Springs next door to the northwest. The dashed outline is the city line; the dotted line is the Cross Seminole Trail. Pick a nearby area to open its guide.
Thirteen parks inside the city
Thirteen parks lie inside the city limits. Center Lake Park, the heart of Oviedo on the Park, has a promenade and boardwalk around Center Lake, an amphitheater and swan boats for rent. Solary Park, downtown, connects to the Florida National Scenic Trail. North of the city, on Lake Jesup, the Lake Jesup Conservation Area has birding and a short hike to an observation tower.
- Parks inside the city limits 13
- Their combined area 519 acres
- Oviedo city limits
- SR 417, the Seminole Expressway (toll)
- Cross Seminole Trail, a paved path for walking and cycling
Schematic map, not to survey scale. Map data © OpenStreetMap contributors. Minutes are OSRM estimates without traffic from October and November 2026.
04Buying
Buying a home in Oviedo
Buyers have more room to negotiate than a year ago. In the three months to September 2026 the median sale price in Oviedo was $489,762, homes took a median 45 days to sell (31 a year earlier), and they sold at a median 97.8% of list price.
Olympus Executive Realty · (609) 408-7086
Half of Oviedo’s homes were built in 1997 or later. About 78% are detached single family houses, about 14% are in buildings of two or more units, and about three in four are lived in by their owners. These are the points Zoya goes through with a buyer here before an offer is made.
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Inside the city line, or only an Oviedo address?
Most land in both Oviedo ZIP codes is outside the city: about 69% of 32765 (unincorporated land, Black Hammock and a sliver of Winter Springs) and about 92% of 32766 (mostly unincorporated, plus part of Chuluota). City taxes and city rules apply only inside the line, so look the parcel up on the Seminole County Property Appraiser site first.
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Flood zone and insurance
Flood zones are mapped parcel by parcel. Enter the exact address in FEMA’s Flood Map Service Center, and get flood and homeowners insurance quotes while your inspection period is still open. The city’s GIS map gallery also has a FEMA document map.
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Roof and air conditioning dates
Half of the city’s homes were built in 1997 or earlier. Ask the seller when the roof and the air conditioning system were last replaced, and ask your insurer how the roof’s age changes the quote.
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HOA and CDD documents
We found no official list of which Oviedo homes pay a homeowners association or a community development district. Read the recorded documents and the Property Appraiser’s record for the parcel, and get the fees and rental rules before your review period ends.
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The school zone for this address
Seminole County Public Schools assigns schools by street address. Look up each home you are serious about in the SCPS School Zone Search before you sign.
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Rental plans
This page does not state a short term rental rule for Oviedo, because the city’s current code section could not be confirmed. If rental income matters to you, read the rental question below and get an answer before you buy.
05Selling
Selling a home in Oviedo
The market has slowed. In the three months to September 2026 the median home needed 45 days to sell, two weeks longer than a year before, and the median price slipped 5.8%.
Redfin, Oviedo housing market: days and sale to list for the 3 months to September 2026; price cuts for September 2026, when 13.3% of homes sold above list price and Redfin rated the market “somewhat competitive” (56 of 100).
Start from sales near you. The city median mixes detached houses, townhouses and condos of every size and age. Zoya suggests a first price based on recent comparable sales close to your home, so you are less likely to need a price cut later.
Name what is close by. If the home is a short walk from Center Lake Park, Round Lake, the Cross Seminole Trail or downtown, say so in the listing and give the distance.
Have the answers ready. Buyers will ask for the roof and air conditioning dates, the flood zone, the HOA documents and whether the parcel is inside the city. Gather them before you list so the contract keeps moving.
06Neighborhoods
Named areas in and around Oviedo
Oviedo publishes zoning, land use and project maps but no neighborhood map. These are the areas the city and the Census Bureau name themselves.
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Historic Downtown Area
City named areaThe old center along Broadway Street. Solary Park, at Geneva Drive and Franklin Street, has boardwalks, rain gardens and a link to the Florida National Scenic Trail. The city’s budget lists a widening of SR 426 and CR 419 through downtown.
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Oviedo on the Park
New city centerHomes and shops built around Center Lake Park, with the Oviedo Cultural Center, an amphitheater, a splash pad and a promenade around Center Lake.
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Community Redevelopment Area
About 674 acres · since 2008A city redevelopment district that takes in Old Downtown, New Downtown, Oviedo on the Park and four residential neighborhoods the budget does not name.
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Twin Rivers
City owned golf course · since 2017The city bought the course in 2017 to keep it as open space and to stop residential development there. The city’s budget calls the course a vital part of flood plain management for the Little and Big Econlockhatchee rivers.
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Black Hammock, Chuluota and Geneva
Unincorporated, outside the cityThree unincorporated Census places nearby, with 1,195, 2,524 and 2,913 people in 2020. Black Hammock shares ZIP 32765 and Chuluota shares 32766, so homes there can have an Oviedo address while city taxes and city rules do not apply.
Sources: the City of Oviedo FY 2027 adopted budget (pages 18, 25 and 193), its parks, redevelopment agency and GIS map gallery pages, and the Census 2020 ZIP code file, read November 2026.
07Prices
Oviedo home prices, with sources
Market wide numbers, not listings. For homes on the market today, ask Zoya for a list that fits your budget.
| Median sale price | $489,762down 5.8% in a year |
|---|---|
| Median price per square foot | $245down 3.2% in a year |
| Median days on market | 4531 a year earlier |
| Median sale to list price | 97.8%down 0.3 points in a year |
| Homes sold in September | 130the same as a year earlier |
Source: Redfin, Oviedo housing market, all home types, read November 7, 2026.
| Housing units | 14,191 |
|---|---|
| Detached single family homes | 78.1%attached 7.4% |
| Homes in buildings of 2 or more units | 13.7%mobile homes 0.9% |
| Owner occupied | 76.7%about three in four |
| Median year built | 1997 |
| Median value, as estimated by owners | $454,000 |
Source: U.S. Census Bureau, American Community Survey 2020 to 2024, tables B25001, B25003, B25024, B25035 and B25077, for the city of Oviedo.
Redfin does not say whether its Oviedo figures follow the city line or the mailing address, and here that matters, because most land in ZIP codes 32765 and 32766 is outside the city. The Census figure is each owner’s own estimate, not a sale price, so the two medians do not compare. For what a buyer pays at closing on top of the price, see the buyer closing costs guide.
Looking at homes for sale in Oviedo?
Send Zoya your budget, the number of bedrooms and the parts of town you like, and she will reply with current Oviedo listings on WhatsApp.
08Getting around
Drive times, roads and trails
| To | Without traffic | Distance |
|---|---|---|
| University of Central Florida, main campus | 13 min | 6.3 mi |
| Orlando Sanford International Airport (SFB) | 18 min | 11.0 mi |
| Downtown Orlando | 27 min | 18.9 mi |
| Orlando International Airport (MCO) | 39 min | 26.4 mi |
| Magic Kingdom | 61 min | 42.1 mi |
Without traffic: free flow car routing from the city center (OSRM), October 7, 2026 for downtown, MCO and Magic Kingdom, and November 8, 2026 for UCF and SFB. Expect longer drives at rush hour.
- No train in town. SunRail has no Oviedo station. The closest are Lake Mary and Altamonte Springs, each about 19 minutes away by car without traffic, and trains run Monday to Friday only.
- Toll road. The Seminole Expressway (SR 417) runs along the west side of the city, with interchanges at SR 426 (Aloma Avenue), Red Bug Lake Road and SR 434.
- Main streets. Broadway Street (SR 426 and CR 419) runs through downtown and SR 434 is North Central Avenue. Mitchell Hammock Road, Red Bug Lake Road and Lockwood Boulevard are the other main roads.
- On foot or by bike. The paved Cross Seminole Trail, about 30 miles across Seminole County, can be joined downtown.
Sources: SunRail stations, the Seminole Expressway map (Florida’s Turnpike, March 2025), the city’s FY 2027 budget and Seminole County’s trails brochure (2023); station drive times by OSRM, November 8, 2026.
09Schools
Public schools
SCPS zones schools by street address, so look up each home you are serious about before you make an offer. Zone maps for elementary, middle and high schools are posted on the SCPS site too.
Look up a school zone (SCPS)10Pros and cons
Weighing Oviedo
What works
- Two airports in reach18 minutes to Orlando Sanford (SFB) and 39 to Orlando International (MCO), without traffic.
- Close to UCF13 minutes by car to the main campus, and Seminole State College has an Oviedo campus just outside the city.
- Parks and trails13 parks inside the city on 519 acres, the Cross Seminole Trail and a Florida Trail link at Solary Park.
- Mostly detached homesAbout 78% are detached houses, and half were built in 1997 or later.
- Room to negotiateHomes sold for a median 97.8% of list price, and 44.4% of listings cut their price in September 2026.
What to weigh
- No rail stationThe nearest SunRail stops are about 19 minutes away by car, and trains run on weekdays only.
- A drive to Orlando and the parks27 minutes to downtown Orlando and 61 to Magic Kingdom, without traffic.
- TollsSR 417, the main highway on the west side, is a toll road.
- Mailing address versus city lineAbout 69% of ZIP 32765 and 92% of 32766 lie outside the city, so taxes and rules differ by parcel.
- Rules to checkThe city’s short term rental rule is not confirmed here, and HOA rules differ from one subdivision to the next.
Sources: as cited above, plus the city’s About Oviedo page for the Seminole State College campus.
11Questions
Oviedo questions
What buyers and sellers ask about Oviedo, with an official source for each answer. This is general information, not legal or tax advice.
How much does a house cost in Oviedo?
Redfin puts the median sale price at $489,762 for the three months to September 2026, 5.8% lower than a year before, and the median price per square foot at $245. That median covers every home type, so a given home’s price depends on its size, age, lot and street. Owners’ own estimates in the Census survey for 2020 to 2024 put the median value at $454,000.
What ZIP codes does Oviedo, FL have?
Two main ones: 32765, which covers about three quarters of the city’s land, and 32766, which covers about a fifth. Both lie entirely in Seminole County. An “Oviedo, FL” address does not prove a home is in the city, though: only about 31% of ZIP 32765 is inside the city line (the rest is unincorporated land, Black Hammock and a sliver of Winter Springs), and only about 8% of ZIP 32766 (most of it is unincorporated, plus part of Chuluota). Look the parcel up on the Seminole County Property Appraiser site to see whether city taxes and city rules apply (Census 2020 ZIP code file).
Which public schools serve an Oviedo home?
Seminole County Public Schools serves every home in the city and in both Oviedo ZIP codes. The zoned school depends on the street address, so enter it in the SCPS School Zone Search; SCPS also posts zone maps for elementary, middle and high schools.
What is the property tax rate in Oviedo?
At its meeting on September 21, 2026 the City Council set the city rate for October 1, 2026 to September 30, 2027: 5.6692 mills for operations plus 0.1075 mills for voted city bonds, 5.7767 mills in all, down from 5.9750 the year before. That is about $5.78 for every $1,000 of taxable value, for the city portion only (FY 2027 adopted budget). School, county and water management levies come on top, and homes outside the city do not pay the city rate. For an exact bill, look up the parcel with the Seminole County Property Appraiser and the Seminole County Tax Collector. If the home will be your permanent residence, the homestead exemption can lower its taxable value; you apply to the county Property Appraiser (Florida Department of Revenue).
Can I rent out an Oviedo home short term?
It depends on the address, and this page does not state a rule. The section of Oviedo’s code that covers short term rentals could not be confirmed; homes outside city limits follow Seminole County’s rules instead, and an HOA can add limits of its own. If rental income is part of your plan, ask the city’s planning staff and a Florida real estate attorney about the exact home before you sign.
How far is Oviedo from Orlando, the airports and UCF?
Without traffic, from the city center: 27 minutes (18.9 miles) to downtown Orlando, 13 minutes (6.3 miles) to the UCF main campus, 18 minutes (11.0 miles) to Orlando Sanford International Airport, 39 minutes (26.4 miles) to Orlando International Airport and 61 minutes (42.1 miles) to Magic Kingdom, by OSRM routing in October and November 2026. Rush hour adds time. Oviedo has no SunRail station; the nearest are in Lake Mary and Altamonte Springs, about 19 minutes away by car.
Talk to Zoya
Buying or selling in Oviedo?
Send Zoya a few lines about the home you want or the one you are selling, in Oviedo or close by. She replies within 24 hours, in English or Russian.
- Call(609) 408-7086Olympus Executive Realty
- TextSend a textOlympus Executive Realty · (609) 408-7086
- WhatsAppMessage ZoyaOlympus Executive Realty
- Emailrealtor@zoyasells.comOlympus Executive Realty, 16903 Lakeside Drive, Montverde, FL 34756
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Facts checked November 7 and 8, 2026. Each figure names its source beside it or under its section: Redfin, the U.S. Census Bureau, OSRM routing, the City of Oviedo, Seminole County, Seminole County Public Schools, SunRail, Florida’s Turnpike Enterprise and the St. Johns River Water Management District.