Area guide · Lake County, Florida
Clermont, FL homes for sale and real estate agent
Zoya Solovyeva, REALTOR®, helps people buy and sell homes in Clermont and across Central Florida, in English and in Russian. Her brokerage, Olympus Executive Realty, is next door in Montverde.
English and Russian · Olympus Executive Realty · Client reviews
01At a glance
Clermont in six facts
Clermont, Florida is the largest city in Lake County, with 52,812 people (Census estimate, July 2025), 37 minutes west of downtown Orlando without traffic. Its homes are young: half were built in 2006 or later, and 69% are detached houses (Census, 2020 to 2024). Downtown sits on Lake Minneola, among hills the city calls rare in Florida.
Sources: Census Vintage 2025, American Community Survey tables B25035 and B25024, and the City of Clermont, November 2026.
- County
- Lake CountyThe whole city lies in Lake County, and no city in the county is larger. Population 52,812 (estimate for July 1, 2025), up from 43,021 at the 2020 Census.U.S. Census Bureau, Vintage 2025
- ZIP codes
- 34711, 34787, 34715, 3471434711 covers about 84% of the city. Most of 34787 and almost all of 34714 lie outside city limits, so check the parcel, not the mailing address.Census 2020 ZIP code areas
- Public schools
- Lake County SchoolsThe zoned school depends on the full address.Check an address on the district locator
- Drive, without traffic
-
- Downtown Orlando 37 min
- Airport (MCO) 53 min
- Magic Kingdom 49 min
- Home value, owners’ estimate
- $418,400Census median for owner occupied homes, 2020 to 2024. It is what owners think the home is worth, not a sale price.U.S. Census Bureau, ACS 2020 to 2024
- City tax rate
- 4.2000 millsThe city’s share from October 2026 to September 2027, down from 4.5900. With every other levy, a plain city parcel pays 16.2875 mills.Lake County Property Appraiser, 2026 final rates
02Client reviews
What clients say about working with Zoya
Three Google reviews, quoted word for word; “…” marks every cut. None of them is about a home in Clermont.
“I was very happy to find a Russian speaking realtor in Orlando, Florida. Zoya was professional, thorough and very knowledgeable about my real estate needs. Highly recommended!!!”
“…She took the time to thoroughly evaluate my home and its unique features, and they used that knowledge to create a targeted marketing plan that highlighted my home's strengths and attracted the right buyers. …”
A seller’s review. When it was written, the home was under contract and not yet sold.
“…She is very diligent and responsive! She is a make-it-happen kind of person and she always had my best interest at heart! …”
03The Orlando Atlas · Clermont
Lake Minneola, the hills and the towns next door.
Clermont spreads south from the shore of Lake Minneola, across State Road 50 and along U.S. Highway 27. The dashed outline marks the city limits. Choose a nearby area to read its guide.
Two big lakes at the city’s edge
Downtown faces Lake Minneola, a public lake of 1,907 acres that Clermont shares with Minneola and Groveland. Waterfront Park, Victory Pointe, the city boat ramp and the South Lake Trail line its south shore. Lake Minnehaha, 2,313 acres, lies to the south and mostly outside city limits. Smaller lakes such as Center Lake, Crystal Lake and Lake Winona sit inside the city.
- Lake Minnehaha 2,313 acres
- Lake Minneola 1,907 acres
- Palatlakaha boardwalk 800 feet
- Boat ramp parking 102 trailers
- Clermont city limits as mapped in OpenStreetMap; recently annexed land may be missing
- Main roads: Florida’s Turnpike, U.S. Highway 27 and State Road 50
Illustrative map. Map data © OpenStreetMap contributors. Drive times without traffic, OSRM, November 2026.
04Buying
Buying a home in Clermont
Clermont’s housing is young: half its homes were built in 2006 or later, and 69% are detached single family houses (Census, 2020 to 2024). Newer homes bring their own paperwork, from CDD assessments to HOA rules, so the checks below matter as much as the house.
Olympus Executive Realty · (609) 408-7086
Owners put the median home at $418,400, an estimate rather than a sale price, so ask Zoya for recent sales near any home you like. These are the checks she runs with buyers before an offer goes in.
-
Inside the city, or just the address?
A Clermont mailing address does not prove a home is inside city limits. Only about 38% of ZIP 34711 and under 1% of ZIP 34714 lie in the city; most of the rest is unincorporated Lake County, under county rules and county taxes. Look the parcel up on the Lake County Property Appraiser site first.
-
CDD and HOA costs
Four community development districts are inside the city: EA McKinnon Groves, Olympus, Parkside Trails and Wellness Ridge. Their assessments are billed on top of the property tax rate, and HOA fees and rules come from each community’s recorded documents, so ask for both before your review period ends. The Olympus CDD is a local tax district, not Olympus Executive Realty.
-
Flood zone and insurance
FEMA updated the Lake County flood maps in 2012, and zones are set address by address. Search the exact address on FEMA’s Flood Map Service Center and get flood and homeowners insurance quotes early in your inspection period.
-
A newer house still needs an inspector
Half the city’s homes are 20 years old or younger. Hire your own inspector anyway, and ask the seller for permits and for any builder warranty that still applies.
-
The tax rate of the parcel
For tax year 2026 a plain city parcel pays 16.2875 mills, and parcels in the county’s Wellness Way MSTU pay 16.4329. Outside the city, county rates apply instead of the city’s. Check the parcel’s own record before you budget.
-
Rental plans
Inside city limits, a vacation rental needs a city permit for each unit, a life safety inspection, a state license and a renewal every year by September 30. Read the question on vacation rentals before you count on rental income.
05Selling
Selling a home in Clermont
Buyers compare your home with similar homes close by, so the price should start from recent sales on your street or in your community, not from a citywide figure.
U.S. Census Bureau, American Community Survey 2020 to 2024, tables B25035, B25024 and B25003.
Start from nearby sales. When many homes around yours were built in the same years, buyers look hard at what is different: the lot, the view, the upgrades. Zoya prices from recent comparable sales close to your home, so the first price is one buyers can believe.
Say what the address gives. City or county, a lake or the trail nearby, the CDD and the HOA: put the facts in the listing so buyers don’t have to guess.
Have the papers ready. Buyers will ask for the HOA documents, the CDD line on the tax bill, the flood zone and, for a rental, the city permit. Ready answers keep the contract moving.
06Areas
Downtown, the lakes and the county line
The city publishes no neighborhood map, so these are the places it names itself, its tax districts and the ZIP code lines that decide where a home really is.
-
Historic Downtown
Named by the city · south shore of Lake MinneolaRestaurants, shops and City Hall around Waterfront Park and Victory Pointe, with over 1,000 free public parking spaces. The Clermont Historic Village, at West Avenue and Osceola Street, keeps old houses, the Depot and the 1914 Cooper Memorial Library building, and opens free on weekend afternoons.
-
Clermont Downtown CRA
Redevelopment area · county tax codesThe Property Appraiser codes a downtown community redevelopment area and an amended one. Their parcels carry the same 16.2875 mill total as other plain city parcels.
-
U.S. Highway 27 and Lake Felter
South side of the cityThe Clermont Arts and Recreation Center, at 3700 S Highway 27, overlooks Lake Felter. Its Performing Arts Center has a 1,200 seat hall and a 250 seat black box theater.
-
Community development districts
Newer communities · extra assessmentsEA McKinnon Groves, Olympus, Parkside Trails and Wellness Ridge. The last three also sit in the county’s Wellness Way MSTU, for a total of 16.4329 mills.
-
ZIP codes 34714 and 34787
Mostly outside the cityOnly 0.4% of ZIP 34714 lies in Clermont; 88% is unincorporated south Lake County and about 12% is Four Corners. Most of 34787 is Horizon West, Winter Garden and other Orange County land.
Sources: the city’s Historic Downtown and About Clermont pages, the Lake County Property Appraiser’s 2026 millage sheet and the Census 2020 ZIP code files, read November 2026.
07Prices
Home values and tax rates with sources
Figures for the whole city, each with its source. For homes that fit your budget, ask Zoya: listings change every day.
| Housing units | 19,445 |
|---|---|
| Detached single family homes | 69.2%attached 3.1% |
| Homes in buildings of 2 or more units | 25.9% |
| Mobile homes | 1.7% |
| Owner occupied | 68.1%about two thirds |
| Median year built | 2006 |
| Median value, as estimated by owners | $418,400 |
Source: U.S. Census Bureau, American Community Survey 2020 to 2024, tables B25001, B25003, B25024, B25035 and B25077.
| City rate, October 2026 to September 2027 | 4.2000mills; 4.5900 a year earlier |
|---|---|
| All levies, plain city parcel | 16.2875mills: county, schools, water districts and city |
| All levies, Wellness Way MSTU parcels | 16.4329mills; includes three of the city’s CDDs |
| CDD assessments | Separatebilled on top of the millage |
Source: Lake County Property Appraiser, 2026 Final Millage Rate Sheet and comparison sheet. A mill is $1 of tax for every $1,000 of taxable value.
The Census value is what owners think their homes are worth, not what buyers paid. For what homes near you sold for, ask Zoya for recent comparable sales. Buyer costs at closing are in the buyer closing costs guide.
Looking for homes for sale in Clermont?
Send Zoya your budget, the size you need and the part of town you like, and she will send matching Clermont listings on WhatsApp.
08Getting around
Drive times, roads and trails
| To | Without traffic | Distance |
|---|---|---|
| Downtown Orlando | 37 min | 25.5 mi |
| Orlando International Airport (MCO) | 53 min | 35.8 mi |
| Magic Kingdom | 49 min | 27.7 mi |
| Olympus Executive Realty office, Montverde | 17 min | 9.8 mi |
Without traffic: free flow car routing from downtown Clermont (OSRM), November 8, 2026. Rush hour adds time.
- Main roads. State Road 50 runs east toward Winter Garden and Orlando, and U.S. Highway 27 runs north and south through the city. Florida’s Turnpike passes to the north and east.
- No train. Clermont has no SunRail station, and none of SunRail’s 17 stations is in Lake County.
- Trails. The South Lake Trail runs through the city, which sits at the halfway point of the Florida Coast to Coast Trail, with water, shade and showers along the way. The Florida Greenways and Trails System named Clermont a Trail Town in 2018.
- On the water. The city boat ramp at 140 East Avenue, beside Waterfront Park, has parking for 102 trailers.
Sources: the city’s About, Trails and Boat Ramps pages, the SunRail station list and OpenStreetMap, November 2026.
09Schools
Public schools
The zoned school depends on the full address, so check each home before you make an offer. Homes in the Orange County part of ZIP 34787 are in Orange County Public Schools instead.
Find the zoned school for an address10Pros and cons
What works and what to weigh
What works
- Lakes and trailsLake Minneola’s waterfront parks, a city boat ramp and the South Lake Trail, halfway along the Florida Coast to Coast Trail.
- Newer homesHalf the homes were built in 2006 or later, and 69% are detached houses.
- A downtown on the waterHistoric Downtown on Lake Minneola, with the Historic Village and over 1,000 free parking spaces.
- A lower city rateThe city cut its rate to 4.2000 mills for October 2026 to September 2027, from 4.5900.
- A big stageA 1,200 seat Performing Arts Center at the Arts and Recreation Center above Lake Felter.
What to weigh
- Distance37 minutes to downtown Orlando and 53 to the airport, without traffic. Rush hour adds time.
- No railThere is no SunRail station in Lake County, so most trips are by car.
- Address confusionA Clermont address can sit outside city limits, under county rules and county taxes.
- Extra assessmentsFour CDDs inside the city bill on top of the tax rate, and HOA rules vary by community.
- Fast growthAbout 23% more people from 2020 to 2025 (Census). Ask what is planned near any home you like.
Sources: the city’s Historic Downtown, Trails and About pages, the Lake County Property Appraiser and the U.S. Census Bureau; figures as cited above.
11Questions
Buying and selling in Clermont: questions
Straight answers, each with the official source behind it.
Is every “Clermont, FL” address inside the city?
No. ZIP 34711 covers about 84% of the city, yet only about 38% of 34711 lies inside city limits; the rest is mostly unincorporated Lake County. Under 1% of ZIP 34714 and about 2% of ZIP 34787 are in the city (Census 2020 ZIP code files). Inside or outside decides which rules and which tax rate apply, so look the parcel up on the Lake County Property Appraiser site before you rely on the address.
What do homes in Clermont cost?
In the Census American Community Survey for 2020 to 2024, owners put the median value of their homes at $418,400 (table B25077). That is the owners’ own estimate, not a sale price. Prices move with the community, the lot and the age of the house, so ask Zoya for recent comparable sales near the homes you like.
How much are property taxes in Clermont?
From October 1, 2026 to September 30, 2027 the city’s own rate is 4.2000 mills, down from 4.5900 the year before. With the county, school, water district and other levies, a plain city parcel pays 16.2875 mills in all, and parcels in the county’s Wellness Way MSTU pay 16.4329 (Lake County Property Appraiser, 2026 final rates). A mill is $1 for every $1,000 of taxable value after exemptions. CDD assessments and other non ad valorem charges come on top. Look up any parcel on the Property Appraiser and Tax Collector sites.
Can I rent out a Clermont home as a vacation rental?
Inside city limits, the city allows vacation rentals in “non-occupied, whole-house single-family and duplex units” with a city permit for each unit and a life safety inspection. The owner also needs a state license from the DBPR, state and county tax accounts and a renewal every year by September 30 (City of Clermont vacation rental page). Outside city limits, county rules apply instead, and an HOA can set its own rental rules. How state law limits the city’s rules is a question for a Florida real estate attorney, so ask one before you count on rental income.
Which public schools serve a Clermont home?
Homes inside the city are in Lake County Schools, one district for the whole county. The zoned school depends on the full address, so enter it in the district’s School Locator. Homes in the Orange County part of ZIP 34787 are in Orange County Public Schools.
How far is Clermont from Orlando, the airport and Disney?
Without traffic, about 37 minutes (25.5 miles) to downtown Orlando, 53 minutes (35.8 miles) to Orlando International Airport and 49 minutes (27.7 miles) to Magic Kingdom, from downtown Clermont by OSRM routing in November 2026. Rush hour adds time, and there is no SunRail station in Lake County.
Talk to Zoya
Thinking about Clermont?
Tell Zoya what you are looking for in Clermont or the towns around it, and she will get back to you within 24 hours, in English or Russian.
- Call(609) 408-7086Olympus Executive Realty
- TextSend a textOlympus Executive Realty · (609) 408-7086
- WhatsAppMessage ZoyaOlympus Executive Realty
- Emailrealtor@zoyasells.comOlympus Executive Realty, 16903 Lakeside Drive, Montverde, FL 34756
Keep exploring
Nearby areas and guides
Next door
Looking outside Central Florida? Real estate elsewhere in Florida
Facts checked November 8, 2026. Sources are linked beside each figure or listed under each section: the U.S. Census Bureau, OSRM routing, the City of Clermont, the Lake County Property Appraiser, the Lake County Water Atlas, Lake County Schools, SunRail, FEMA and OpenStreetMap.